The core banking system your SACCO runs on

Members, shares, savings, loans, collection and the books, all on one double-entry ledger. It is open source, and every module is included with no licence fee.

What Nucleus Core covers

One ledger under every module

Savings, lending, shares and collection all post to the same books, so the figures agree without anyone reconciling them.

Set up around your bylaws

Products, approval chains and membership rules follow what your board approved, not a template someone else wrote.

Every branch, one set of books

Branches work on their own counters and head office sees the consolidated position as it happens.

Every module, no licence fee

Nothing is held back behind a paid tier. Unlimited members, branches and staff.

An API for everything

Anything the screens can do, your own systems can do too, with no call limits.

Try Nucleus for your cooperative

We are working closely with a handful of SACCOs. We migrate your records, train your staff and run alongside your current books until the figures agree. No licence fee, during the pilot or afterwards.

Join the Nucleus pilot.

We are piloting Nucleus with a small number of SACCOs, shaping it around their real operations.

A good pilot partner

  • Has active savings and lending operations
  • Has leadership ready to work closely with the team

What the pilot will test

  1. Core platform
  2. Member self-service