A finance app that helps members run their own affairs

Members track what comes in and goes out, set savings goals and plan for the months ahead, with short lessons along the way. It links to their SACCO accounts, so the picture they plan from is the real one.

What Personal Finance covers

Income and spending in one place

Members record what they earn and spend, and see where the money goes each month.

Budgets that fit a real month

Set aside amounts for rent, school fees and family obligations, and see what is left for saving.

Savings goals

Name a goal, set a date and watch progress, with the SACCO savings account behind it.

Borrowing with eyes open

Before taking a loan, see what the repayments do to the months that follow.

Lessons as they need them

Short lessons on saving, credit and planning, drawn from the Digital Training courses and shown where they are useful.

Try Nucleus for your cooperative

We are working closely with a handful of SACCOs. We migrate your records, train your staff and run alongside your current books until the figures agree. No licence fee, during the pilot or afterwards.

Join the Nucleus pilot.

We are piloting Nucleus with a small number of SACCOs, shaping it around their real operations.

A good pilot partner

  • Has active savings and lending operations
  • Has leadership ready to work closely with the team

What the pilot will test

  1. Core platform
  2. Member self-service