One record per member, from admission to dividend

Register a member once and every office in the community reads that same record, including what they hold in share capital. Admission, transfer, dormancy and exit follow the steps in your bylaws. Every share movement posts to the general ledger as it happens.

What member and share management covers

One record, not three

KYC, next of kin, beneficiaries and scanned documents live in one place. Savings, shares and lending all read from it.

Membership through your bylaws

Admission, transfer, dormancy and exit follow the steps your board approved. Each is logged against the member and the staff member who did it.

One member, every branch

A member registered at one branch is visible across the community and consolidated at head office.

Share types you define

Ordinary and preference shares, par values and minimum holdings set to your community's rules.

Subscription, transfer and withdrawal

Track pledged, paid and outstanding capital per member, and move or redeem holdings through the approval chain your board defined.

Dividends that tie to the books

Declare a rate, compute it per member, then post to savings or pay out. The share register and the ledger hold the same numbers, so there is nothing to adjust afterwards.

Try Nucleus for your cooperative

We are working closely with a handful of SACCOs. We migrate your records, train your staff and run alongside your current books until the figures agree. No licence fee, during the pilot or afterwards.

Join the Nucleus pilot.

We are piloting Nucleus with a small number of SACCOs, shaping it around their real operations.

A good pilot partner

  • Has active savings and lending operations
  • Has leadership ready to work closely with the team

What the pilot will test

  1. Core platform
  2. Member self-service