Savings and loans on one ledger
Run the savings products and loan products your board approved, with interest on your schedule. Balances agree because both sides write to the same ledger.
What saving and loan management covers
The account types you run
Ordinary savings, fixed deposits and special-purpose accounts with the interest rules you set.
Interest on schedule
Accrual and posting happen automatically on the dates your finance team expects.
Loan products your board approves
Rates, tenures, repayment schedules and eligibility set per product. Emergency loans and long-term development loans do not have to share a template.
Committee workflows
Applications move through the approval chain you define, and every decision is logged.
Guarantor exposure
See what a guarantor is already carrying before the committee approves anything further.
Branch teller workflows
Cash in, cash out and end-of-day balancing per branch, consolidated at head office.